Terms and Conditions

1. Binding Agreement & Acceptance

By accessing, browsing, or using pouyaeti.com, university.pouyaeti.com ("Websites"), purchasing the Udemy Passive Profit Program, Traffic Insights Accelerator, or any other courses ("Courses"), or using any associated materials, you ("User," "Student," or "You") are entering into a legally binding agreement with Pouya Eatemadi Rad, operating as Pouya Eti ("Company," "We," or "Us").

EXPLICIT ACCEPTANCE REQUIRED: By clicking "I Agree," "Purchase," "Enroll," accessing course content, or continuing to use our websites, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, Disclaimer, and Refund Policy.

2. Course Description & Educational Purpose

Our courses including the Udemy Passive Profit Program and Traffic Insights Accelerator are educational courses for informational purposes only. These courses teach strategies for online business, course creation, marketing, and generating potential income through digital platforms.

3. Income & Results Disclaimers (FTC Compliance)

NO EARNINGS GUARANTEE - REQUIRED FTC DISCLOSURE:

Our courses contain income examples, case studies, and success stories. These are:

• NOT typical results - Most students do not achieve the same outcomes
• Based on individual experience - Your results may vary significantly
• Dependent on multiple factors including your effort, experience, market conditions, and economic climate
• Not promises of future earnings - Past performance does not guarantee future results

AVERAGE STUDENT RESULTS: The majority of students who purchase online courses do not complete them and earn little to no additional income from the strategies taught.

INCOME POTENTIAL FACTORS: Your success depends entirely on personal effort, time commitment, prior experience, market conditions, economic climate, quality of implementation, and numerous other factors beyond our control.

4. Comprehensive Liability Limitations

5. Indemnification Clause

You agree to indemnify, defend, and hold harmless Pouya Eatemadi Rad (operating as Pouya Eti), pouyaeti.com, and university.pouyaeti.com from any claims, damages, losses, or expenses (including attorney fees) arising from:

• Your use of the course content or websites
• Your violation of these terms
• Your violation of any third-party rights
• Any business activities you undertake based on course information
• Any content you post or share related to our courses

6. Intellectual Property Protection

7. Mandatory Arbitration & Dispute Resolution

BINDING ARBITRATION: All disputes arising from this agreement shall be resolved through binding arbitration administered by the Dubai International Arbitration Centre (DIAC) or the American Arbitration Association (AAA) at our discretion.

PRE-ARBITRATION MEDIATION: Parties must first attempt mediation in good faith for 30 days before initiating arbitration.

ARBITRATION PROCEDURES:

• Individual arbitration only - no class action or batch proceedings
• Located in Dubai, UAE or United States at our discretion
• Cost allocation per DIAC or AAA rules
• Confidentiality requirements apply
• Award is final and binding
• Proceedings conducted in English

CLASS ACTION WAIVER: You waive any right to participate in class action lawsuits or class-wide arbitration.

8. International Online Business Operations

GLOBAL DIGITAL SERVICES: Our business operates as an international online education service provider based in Dubai, UAE, serving customers worldwide through digital platforms including Udemy, Kajabi, and our proprietary course platform.

PLATFORM OPERATIONS: Courses are delivered through third-party platforms (Kajabi) and our own hosting infrastructure. We are not affiliated with or endorsed by any third-party platforms referenced in our courses.

CURRENCY & PAYMENTS: All prices are quoted in USD unless otherwise specified. Payment processing is handled by third-party processors (Stripe, PayPal) subject to their terms and conditions.

TAX OBLIGATIONS: Customers are responsible for any applicable taxes in their jurisdiction. We collect and remit taxes as required by applicable law.

9. Platform-Specific Terms & Third-Party Disclaimers

DOMAIN COVERAGE: These terms apply to all interactions across:

• pouyaeti.com (main website and marketing)
• university.pouyaeti.com (course hosting)
• All associated subdomains and platforms

THIRD-PARTY PLATFORM DISCLAIMERS: Course content references Udemy, Facebook, Google, and other platforms. We are not affiliated with, endorsed by, or represent these platforms. Their terms and policies apply separately.

10. Refund Policy Integration

30-DAY REFUND POLICY: We offer a 30-day money-back guarantee from the date of purchase. Refund requests must be submitted within 30 days and may require completion of course evaluation. Refunds are processed within 5-10 business days after approval.

REFUND CONDITIONS: Refunds may be denied for suspected fraud, multiple refund requests, or violations of these terms.

11. Business & Professional Disclaimers

12. Force Majeure & Service Disruption

We shall not be liable for delays or failures in service delivery due to circumstances beyond our reasonable control, including:

• Technical failures or internet disruptions
• Third-party platform changes or restrictions
• Government regulations or legal requirements
• Natural disasters or global events
• Cyberattacks or security breaches

13. User Conduct & Prohibited Activities

You agree not to:

• Use our services for any unlawful purpose
• Harass, abuse, or harm other users
• Post spam, offensive, or inappropriate content
• Attempt to hack, reverse engineer, or compromise our systems
• Use our content to compete with our business
• Violate any intellectual property rights

14. Account Security & Access

You are responsible for:

• Maintaining the security of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access
• Using strong passwords and secure devices

15. International Compliance & Jurisdiction

BUSINESS LOCATION: This business is operated by Pouya Eatemadi Rad from Dubai, United Arab Emirates.

GOVERNING LAW: These terms shall be governed by and construed in accordance with the laws of Dubai, United Arab Emirates. Where UAE law does not provide adequate coverage for digital business operations, international commercial law principles shall apply.

INTERNATIONAL USERS: We serve customers globally and comply with applicable international laws including:

• GDPR (General Data Protection Regulation) for European Union users
• CCPA (California Consumer Privacy Act) for California residents
• UAE Data Protection Law for local jurisdiction
• FTC guidelines for US-based advertising and marketing

JURISDICTION: Disputes shall be subject to the jurisdiction of Dubai courts or international arbitration as specified in Section 7, regardless of your location or conflict of law principles.

16. Data Collection & Privacy

Our collection and use of personal information is governed by our Privacy Policy. By using our services, you consent to such collection and use in accordance with our Privacy Policy.

17. Course Access & Technical Requirements

ACCESS REQUIREMENTS:

• Stable internet connection required
• Compatible device and updated browser
• Access provided for duration specified at purchase
• We reserve the right to limit simultaneous sessions

18. Modifications & Updates

We reserve the right to modify these terms at any time. Continued use after modifications constitutes acceptance of new terms. Significant changes will be communicated via email or website notice with 30 days advance notice when possible.

19. Severability & Entire Agreement

SEVERABILITY: If any provision is deemed unenforceable, remaining provisions remain in full effect.

ENTIRE AGREEMENT: These terms, along with our Privacy Policy, Disclaimer, and Refund Policy, constitute the complete agreement between parties.

20. Contact Information & Legal Entity